Dental coverage that fills the gaps Medicare leaves behind
Original Medicare doesn't cover routine dental care — no cleanings, no fillings, no x-rays. A standalone dental plan changes that, starting from $18 a month.
One in three Medicare beneficiaries has untreated dental disease — almost always because of cost. That's a problem we can solve.
Medicare's biggest blind spot
Original Medicare — Parts A and B — was designed in 1965, and routine dental care wasn't part of the package. Sixty years later, that gap still exists. Cleanings, fillings, crowns, x-rays, and dentures are all excluded from standard Medicare coverage.
For most people, this means either paying out of pocket for every dental visit or simply skipping care altogether. Neither is a good option. Untreated dental issues don't stay in the mouth — they're linked to heart disease, diabetes complications, and respiratory infections.
A standalone dental plan starts at around $18 a month and typically covers two preventive visits per year at no cost, plus meaningful coverage for fillings and major work. It's one of the simplest and most affordable ways to protect your health and your budget.
Preventive care — covered in full
Most dental plans cover two cleanings, two exams, and one set of x-rays per year at 100% — no cost to you. Staying on top of preventive care is the single best way to avoid expensive dental problems down the road.
- 2 cleanings per year at no cost
- Annual x-rays included
- Oral exams and cancer screenings covered
Restorative care — when problems happen
Fillings, crowns, root canals, and extractions are covered at a percentage after your deductible — typically 50–80% depending on your plan. Having coverage means you can address problems early, before they become expensive emergencies.
- Fillings and basic restorations covered
- Crowns and root canals on most plans
- Annual benefit limits from $1,000–$2,000
Keep your current dentist
Most standalone dental PPO plans let you see any licensed dentist — no network restrictions. If you have a dentist you trust, you don't have to change. Some plans offer broader networks for even lower costs.
- PPO plans accepted at most dentists
- No referrals needed for specialists
- In-network discounts available
Getting dental coverage in 3 simple steps
Tell us about your dental needs
Let us know if you have a preferred dentist, any upcoming dental work planned, and your monthly budget.
We compare plans in your area
We look at standalone dental plans available in your ZIP code and identify the ones that best fit your situation.
Enroll and get covered
We handle the paperwork. Most plans take effect the following month — sometimes sooner.
Use your benefits
Book your first cleaning at no cost. Your coverage is active and ready to use at your next dental visit.
Dental coverage questions, answered
Ready to close the dental gap?
Get a quote on dental coverage in your area — takes about 5 minutes and our guidance is completely free.
Free service · No obligation · Licensed specialists