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Original Medicare or Medicare Advantage — which path is right for you?

A structured side-by-side comparison of every major difference between the two Medicare paths — costs, networks, drug coverage, dental, and more.

Member Access
Original Medicare
Medicare Advantage
Provider Networks
Any doctor
In-network only
Out-of-Pocket Max
No cap
$9,250 cap
Dental Coverage
Not included
Often included
Prescription Drugs
Add Part D
Usually included
Referrals Needed
No
HMO: yes
Travel Coverage
Nationwide
Service area
Add Medigap?
Yes
No
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10-point comparison

Every major difference between Original Medicare and Medicare Advantage — costs, networks, drug coverage, dental, vision, and travel.

Decision helper included

After the comparison table, a guided section helps you identify which plan type fits your doctors, budget, and health needs.

Expert backup available

Book a free call directly from the tool to get a comparison built around your specific situation and local plan options.

Get the full side-by-side comparison — free

Sign in or create a free account to access the complete comparison tool inside your member dashboard.

Free membership · No credit card required · Licensed Medicare guidance included